These 10 habits can make you RICH

Tom Corley is a motivational speaker, bestselling author, lecturer, and media contributor.

He’s also an internationally recognized authority on the habits of the rich.

For 5 years he studied millionaires to crack the code for building wealth.

Then he wrote a best-selling book discussing what he found:

76% of the millionaires he studied were self-made and had an average net worth of over $4M…

Here are 10 habits that made them rich:

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Now, back to the lessons:

1. They built multiple streams of income

The average millionaire has 7 streams of income.

• Salary

• Royalties

• Dividends

• Side Hustles

• Capital Gains

• Rental Income

• Interest Income

However, it’s important to note the following:

You don’t build multiple streams of income and then get rich because of them.

You get rich and multiple streams of income are a byproduct.

Think about it…

As you build your portfolio you build up your dividends, capital gains, and appreciation…

As you invest in rental properties your rental income increases…

As your income and expenses increase your savings earn more interest…

Multiple streams of income don’t necessarily lead to wealth.

But wealth leads to multiple streams of income.

2. They read books

88% of millionaires read every day to learn more about their job and industry.

85% read 2 books per month.

63% listen to audiobooks/podcasts while driving, exercising, or working.

Here are their top 3 genres:

• History

• Self-Help

• Bios of the successful

Books are your opportunity to learn from some of the best thinkers in the history of the world.

3. They seek advice & encourage criticism

Millionaires are always trying to be the best version of themselves.

They do this by listening to feedback on what works and what doesn’t.

This provides them with the information they need to succeed.

If you get offended by criticism you will have a very hard time with anything self-improvement.

That includes building wealth.

4. They donate

72% of millionaires donate their time 5 hours a month.

It lets them surround themselves with good people which in turn rubs off on their character.

But giving away your time isn’t the only way you can volunteer.

You can also donate:

• Food

• Money

• Clothes

• Make a stranger’s day

• Be emotionally available

Even the little things go a long way.

5. They care about their health

76% of millionaires exercise at least 30 minutes a day 4 days a week.

Their favorite exercises were:

• Biking

• Jogging

• Running

93% of millionaires also slept at least 7 hours a night.

You hear it all the time, health before wealth because if you’re poor in health all the wealth in the world can’t help you.

A rich man wants 1,000 things. A sick man only wants 1.

6. They’re goal-oriented

92% of millionaires set goals.

This allows them to work on towards their dreams (instead of only building someone else’s) and avoid distractions from their long-term plan.

Need some actionable tips to get started?

Write down 3 goals and revisit them every 3 months.

See how much progress you’ve made and how much you have to make still.

Then adjust your goals accordingly.

7. They’re optimists

Millionaires rely on their networks and relationships to find opportunities and help each other succeed.

This isn’t possible for cynics. Studies show those who are most cynical make the least amount of money.

This isn’t a coincidence. If you want to be rich, stop trying to fly solo and start leveraging relationships.

8. They save

49% of self-made millionaires saved 20% or more of their income.

They’re able to do this because they don’t keep up with the Joneses.

They have nothing to prove, so they spend less than they make and buy assets with the difference.

This is all 90% of people need to do to get rich.

9. They choose their friends wisely

Millionaires hang out with like-minded people.

People who are driven to:

• Succeed

• Give back

• Help each other

As cliche, as it sounds, you can’t get ahead when your circle of friends holds you back.

10. They love what they do

86% of millionaires enjoy what they do for a living.

60% of millionaires pursue passion projects and dream jobs.

Of those who turned their passions into businesses?

Their average net worth was over $7M.

Following your passion isn’t always the best advice, but neither is ignoring it.

Something to think about.

What are your thoughts on this study by Tom Corley?

Do you think it’s causation or correlation?

Reply to this email and let me know what you think!