Act now not later

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Solving problems when they first arise is, at best, a minor inconvenience.

Solving problems down the road, when they’ve become large, is harder to do.

1 month over budget won’t hurt you.

Neither will treating yourself every now and then.

But continually living a lifestyle that your income can’t afford to keep up with becomes a larger problem down the road that’s harder to fix.

Not only will you have to prioritize debt pay down, but it’ll feel like you’re living a life of deprivation.

You become so accustomed to living a certain lifestyle that once it’s time to finally cut back, it feels like you’re missing out on the finer things in life.

When in reality you enjoyed “the finer things” you just enjoyed them all at once.

So as a rule of thumb…

Fix your issues now, before they become a problem later.

This will save you money, and leave you more to invest.

Until next time,

Gav.